Terms of Service

Welcome to StipendSmart (the "Site"), operated by StipendSmart ("we," "us," or "our"). By using this Site, you agree to these Terms of Service. If you don't agree, please don't use the Site.

What This Site Is

StipendSmart provides information, comparisons, and guidance about online learning platforms, including general information about whether employers commonly reimburse for specific courses or platforms. Content is for informational purposes only.

Not Professional Advice

Nothing on this Site constitutes legal, tax, HR, financial, or employment advice. Whether a specific employer will reimburse a specific course depends on that employer's own policies, which we do not control and cannot guarantee. Always confirm reimbursement eligibility directly with your employer or HR department before making a purchase.

Affiliate Relationships

This Site participates in affiliate marketing programs, meaning we may earn a commission when you click a link and make a purchase or sign up through it, at no additional cost to you. See our Affiliate Disclosure for details. Our editorial content reflects our own views and research; affiliate relationships do not determine which platforms we choose to write about, though they do fund the Site.

Accuracy of Information

We do our best to keep information (pricing, features, commission-relevant details) accurate and current, but platforms change their pricing, policies, and programs without notice. We are not responsible for outdated or inaccurate third-party information, and you should confirm details directly with the platform in question before purchasing.

Acceptable Use

You agree not to:

• Use the Site for any unlawful purpose
• Attempt to interfere with the Site's normal operation (e.g., scraping at scale, attempting to disrupt service)
• Misrepresent your affiliation with us

Intellectual Property

Content on this Site — including text, graphics, and comparisons — is owned by StipendSmart unless otherwise noted, and may not be reproduced without permission. Platform names, logos, and trademarks referenced on this Site belong to their respective owners; reference to them does not imply endorsement of this Site by those companies.

Limitation of Liability

To the fullest extent permitted by law, StipendSmart is not liable for any damages arising from your use of this Site, your reliance on its content, or your dealings with any third-party platform linked from it. The Site is provided "as is," without warranties of any kind.

Third-Party Links

This Site links to third-party websites we do not control. We are not responsible for the content, policies, or practices of those sites.

Changes to These Terms

We may update these Terms from time to time. Continued use of the Site after changes are posted means you accept the updated Terms.

Governing Law

These Terms are governed by the laws of Illinois, USA, without regard to conflict-of-law principles.

Contact Us

Questions about these Terms? Email us at contact@stipendsmart.com.